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Home>2 Mortgage protection insuranc>list
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Obligations and rights when making a claim |
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You must have an independent medical examination if we believe it necessary to validate your claim (we will pay the cost of the examination). If you fail or refuse to have a medical examination and you do not give us a satisfactory reason, we will no... |
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When we will make claim payments |
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Your initial claim payment will be made on the first day immediately after the waiting period.
After that, we will pay an amount equal to 1/30th of the monthly benefit for each day you are still unemployed or disabled. We will continue to make payme... |
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Making a claim |
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General conditions for making a claim
The policy only pays out if:
your unemployment or disability occurs after the start date and before the end date;
you meet all the claim requirements under these policy terms and... |
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policy wording |
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Policy Terms and Conditions HICL/PS/919
1. The special words we use
The special words we use in these terms and conditions are shown below with their meanings alongside them. Except where the context otherwise requires, the masculine shall include... |
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Mortgage protection insurance features |
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Who needs unemployment and/or disability mortgage payment protection insurance?
Simply consider the following information:
32% of mortgage arrears in the UK are caused by sickness or unemployment.
Source: White Horse Mortgage Services... |
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