Previously, in the UK, if you wanted to apply for a mortgage to buy a new home, the amount that would be lent to you would be automatically tied to how much money you earned. With runaway UK housing prices over the last decade, and with incomes remai...

Sub-prime mortgage lenders in the USA are struggling to survive and their demise is impacting significantly on the world's financial markets. In London, the FTSE has undergone a series of significant drops, suffering the biggest fall for seven years...

UK mortgages are funded solely by banks, credit unions, or other financial organizations. There is no market intervention by government entities. This means that the mortgage market in the UK is very competitive. This had led to a variety of types of...

Many have wondered if it benefits an investor in Spanish property to have their loan processed in the UK or Spain. This article is written for the express purpose of comparing the two in an attempt to help you make an informed decision. The largest...

There are many mortgage products on the market today for individuals looking to buy a home, remortgage or invest in property, but is not always easy to find the best UK mortgages for a particular individual. This is not because the products are not o...

New official figures have indicated that an increasing number of borrowers are being taken to court over mortgage arrears and being compelled to give up their homes. Council of Mortgage Lenders' data has already revealed that the volume of repossess...

The Mortgage Code, which no longer exists, came into effect for lenders on 1 July 1997 (first edition) and on 30 April 1998 for mortgage intermediaries (second edition). It remained in force until 31 October 2004, when the Financial Services Aut...

Equity Release is a means of using the value of your home to receive either a lump sum of cash or regular monthly instalments. In all instances, age is the primary factor in determining the percentage of the value of your home that can be released. ...