You may be surprised to hear that adverse credit affects many people up from all different walks of life. Recent studies reveal that an increasing number of people are getting into adverse credit problems and finding it difficult to get themselves ou...

Finding your dream home is usually the simplest part of the house buying process! Once you see somewhere you want to put in an offer for, you'll want to move fast. It helps, therefore, to have your mortgage sorted before you find somewhere you want t...

When you want a mortgage, you take advice, arm yourself with a lot of information and are in a position to choose a lender and the mortgage product which best suits you. Or are you? Where do you start? There are literally thousands of different mor...

Until midnight of Saturday 30th October 2004 the regulation of mortgage sales was done so on a voluntary basis which was overseen by the Mortgage Code Compliance Board (MCCB) - Lenders and brokers alike had pledged to adhere to this code which has no...

PART I: BOTH LENDERS AND MORTGAGE INTERMEDIARIES 1. KEY COMMITMENTS 2. MARKETING OF MORTGAGES 2.1 Marketing loans to minors 2.2 Advertising 3. HELPING YOU TO CHOOSE A MORTGAGE 3.1 Levels of service Confirmation of service 3.2 Alternat...

The DTI (Department of Trade and Industry) has put together a checklist of key questions of which customers should refer to when thinking of taking out a mortgage. This is based on information from research conducted on issues that have caused proble...

The Mortgage Code sets values of good practice as to how mortgage lenders and intermediaries deal with their customers. All mortgage lenders and intermediaries that are registered with the Board keep strictly to the rules and principles set out in th...

This code has been superceded by guidelines from the Financial Services Authority, who have taken over regulation of the mortgage market. The details about the mortgage code are provided here for information only, as they are no longer in force. The...