The majority of property on the market is freehold, and most buyers don't even need to check. However, more and more property management companies and developers are selling flats and other homes as leasehold properties. It is important to unders...

What is a leasehold property? Leasehold flats and houses may be in situated in purpose-built blocks, converted houses or as part of commercial or retail premises. Leasehold ownership of a flat fundamentally means a long tenancy - the right to own,...

The mortgage market changes all the time - interest rates fluctuate and mortgage lenders adjust their prices. To avoid paying higher rates, most borrowers switch their mortgage, a simple process that involves transferring from one mortgage loan to a...

The difference between the most competitive mortgage deal and the average mortgage lender standard variable rate could be hundreds of pounds each month. Thousands of mortgage borrowers throughout the UK let their deal expire and pay over the odds f...

House prices and the state of the property market have a close relationship with mortgage lending. In the decade between the late 1990s and the mid 2000s, house prices soared in the UK, increasing dramatically both in property hotspots such as London...

If you have fallen into arrears with your monthly mortgage repayments, there is a real risk of repossession. Repossession occurs when a mortgage lender reclaims a house and sells it to make back the money lent. Borrowers face having their house rep...

Mortgage arrears occur when a borrower cannot afford to meet mortgage repayments every month. Being in arrears is a difficult situation, because each month repayments are required and financial problems can swiftly arise. As with any financial diff...